Affordable Care Act

The Central Montana Community Health Center will assist you with the Affordable Care Act health insurance. Whether you’re uninsured, underinsured, or just want to explore your options, CMCHC can help you find a plan in the Marketplace. Together we’ll find health care coverage that fit your budget and your needs. 

The Affordable Care Act open enrollment period starts November 1st and ends January 31st.  You can still purchase a Marketplace health plan before or after open enrollment if you qualify for a Special Enrollment Period.

The following people may be eligible to enroll in health insurance through the Marketplace before the next open enrollment in November.

Special Enrollment Candidates

    • Are no longer eligible for employer-sponsored coverage.
    • Lost eligibility for Medicaid or Chip.
    • Recently married or divorced.
    • Have had or adopted a child.
    • Tried to enroll in the exchange but didn’t qualify for a tax subsidy because income was too low, but now have a higher income.
    • Recently moved to Montana or to a new county in the state.
    • Turned 26 and lost coverage under a parent’s plan.
    • Had a change in immigration status and are now lawfully present.
    • Recently got out of jail.

You can apply for Medicaid and CHIP any time through the Marketplace. Open Enrollment for 2018 starts November 1, 2018 for health coverage beginning January 2019.

Useful Resources:

Fraud Warning! Montana Insurance Commissioner Monica J. Lindeen is warning Montanans to be on the lookout for scams related to the Affordable Care Act – commonly called “Obamacare” – as the law’s major changes roll out this fall. “Con artists are taking advantage of the public’s confusion over the health care reform law, making quick cash off innocent people.”

If you are approached about the Affordable Care Act and think it’s a scam, report it to the Insurance Commissioner’s office at 1-800-332-6148 or